Terms & Conditions of Use

Thank you for using our website www.banzpay.nz

This Website is operated by Banzpay Technology Limited (trading as Banzpay).  Banzpay is a technology business, not a registered bank.

The following terms and conditions (Website Terms) govern your use of our Website. In these Website Terms, Banzpay, our, us and we means Banzpay Technology Limited, and you means any user of our Website.

Acceptance of terms and conditions
Please read these terms carefully.  By accessing and using our Website you are deemed to confirm that you have read, understood and agreed to be bound by these Website Terms and our Privacy Policy.

If you do not agree to be bound by these Website Terms or the Privacy Policy, you must not access or view our Website.

If you are using our Website to find out about our services and products you will also need to look at the specific terms which govern those services and products (as applicable). If there is any inconsistency between those specific terms and these Website Terms, the specific terms will apply to your use of specific services or products.  Please contact Banzpay using the details on the “Contact Us” page for further information.

Intellectual property

Banzpay owns or has obtained a valid license to use all copyright, trademarks and other intellectual property rights on this Website. All such intellectual property rights will remain solely with Banzpay and/or its licensors (as the case may be).

You may only electronically download and store the contents of this Website for the purposes of viewing this Website, or saving Website content for your own personal use. Without permission from Banzpay, you may not display, distribute or alter the content of any of these pages in public or where the content is accessible to the public, including any reproduction in any form on the internet, in hard copy or any other form. 

Any infringement of Banzpay’s intellectual property rights may result in legal action.

Linking by other websites
A link to any of the pages on this Website by a third party website is not permitted without the prior permission of Banzpay. If you do create a link to any of the pages on this Website, you acknowledge that you are responsible for all direct or indirect consequences of the link, and you indemnify Banzpay for all loss, damage, liability, costs or expenses arising from, or in connection with, the link. You must remove any link immediately if you are asked to do so.

If you wish to create a link to any of the pages on this Website, please contact Banzpay using the details on the “Contact Us” page.

Links to other websites
Banzpay is not responsible for the information on any third party website accessed via our Website. That information is the responsibility of the owner of that website. Links which Banzpay provide on this website to other internet resources are provided for convenience only and do not represent any recommendation, endorsement or advice by Banzpay or any other person of the services offered by the site owner or the information contained on the third party website. Banzpay accepts no responsibility or liability arising from, or in connection with, your use of internet resources from those linked websites.

Third party websites may have their own terms of use and privacy policies, which you should review before using any third party website.

Prohibited conduct

You must access or use our Website for any unlawful purpose or in a manner that interferes with the operation of our website or our or any other persons use or enjoyment of our Website. You must not use any content from our Website for a competitive purpose or use a robot, spider, scraper or other unauthorised automated means to access our Website or information featured on it, or harvest information from our Website, for any purpose. 

Personal information and Privacy Policy
This Website contains applications that collect personal information. We maintain a Privacy Policy, which can be accessed on our Website. Any personal information provided to us or collected by us in connection with your use of our Website will be collected, held, stored, disclosed and used in accordance with our Privacy Policy (which is deemed to be incorporated into these Website Terms).

Informational purposes only

The information on our Website is provided for informational purposes only.  It does not constitute financial advice and is not a recommendation by, or opinion of, Banzpay or any other person. It is not intended to be a substitute for commercial judgment or professional advice. You should obtain independent professional legal and/or financial advice and you must not rely on any information on our Website.

Without limiting the foregoing, the information on our Website is of a preliminary and general nature and is subject to change at any time. Banzpay does not guarantee the information as being complete, accurate, up to date or suitable for your intended use. To the extent permitted by law, Banzpay accepts no responsibility or liability arising from, or in connection with, your use of this Website and the information contained on it.

Information which was current at the time of publication may have changed and it may not have been updated on our Website. If you are unsure of the timeliness or accuracy of any information on our Website, please contact Banzpay using the Contact Us page. 

Operation of website
Banzpay will use reasonable endeavours to keep our Website free from viruses and from unauthorised access. However, we do not warrant that this Website will always operate uninterrupted or error-free and do not accept any responsibility for any interference or damage, including in relation to the security of any information that you transmit to Banzpay using this Website. You are responsible for taking your own measures to reduce the risk of viruses or other forms of interference damaging your computer system. 

Exclusion of liability
To the fullest extent permitted by law, Banzpay excludes all liability in relation to this Website or in connection with these Website Terms, including all express, statutory and implied warranties and representations. Neither Banzpay nor any of its employees or directors will be responsible for errors or misstatements, or be liable, whether in contract, tort (including negligence) or otherwise, for any loss or damage however caused (including indirect, consequential or special loss or damage, or loss of profits, loss of data, loss of anticipated savings or loss of opportunity) under or in connection with these Website Terms and/or your use of our Website and any information contained in or accessed through our Website.

You acknowledge that access to our Website is provided at no charge and accordingly the exclusions of liability and indemnities set out in these Website Terms are fair and reasonable.

No waiver
If at any time we do not enforce any of these Website Terms or exercise any rights we may have or grant you time or other indulgence, we will not be construed as having waived that term or condition or our rights to later enforce that or any other term or condition.

Severability
If any part or provision of these Website Terms is deemed to be invalid, unenforceable or in conflict with the law, that part or provision is replaced with a provision which, as far as possible, accomplishes the original purpose of that part or provision. The remaining terms and conditions will be binding on the parties.

Entire agreement
These Website Terms and the Privacy Policy constitute the entire agreement between you and Banzpay in relation to your use of our Website.

Governing law

These Website Terms are governed by New Zealand law and you submit to the exclusive jurisdiction of the courts of New Zealand.

Compliance with laws and use of our Website

You agree to comply with all laws, regulations, contracts or otherwise in connection with or related to, directly or indirectly, your use of our Website.

This Website has been designed and developed for a service within New Zealand and is not intended for viewing or use by visitors outside New Zealand. If you access this website from outside New Zealand you are responsible for compliance with any applicable laws of that jurisdiction.

Changes to these Website Terms

We may update these Website Terms at any time by publishing an updated version on this Website. The updated version of these Website Terms will take effect immediately when they are published or, if applicable, on the date specified in the updated Website Terms.  By continuing to use the Website, you will be deemed to confirm that you have read and agreed to any changes to these Website Terms. Please read these Website Terms carefully each time you visit our Website.

Contact us

If you have any questions about these Website Terms please contact Banzpay using the Contact Us page.

These Website Terms were last updated on 30 September 2021.

These terms and conditions were last updated on 30 September 2021.